I have a cheque account with a cheque back so I can write cheque .
My salary is paid directly in to my account.
I also have a sawings account where I save money and earn interest.
I can transfer money between these two account.
It's easier the use internet boarding service.
The bank send a statement to customer every month.
I can use the money to pay cash for thing in shops.
You can use one instead a cash to pay for something.