She found a new home on the other side of Liverpool through the Riverside Group housing association. She managed to scrape together the amount she owed the loan shark by borrowing from a close friend, put it all in an envelope and handed it over on the day she left. That was six months ago and she has never dared return to the area. "If I go past the area on the bus, I shake and am frightened he may spot me and come after me for more money. I will never ever borrow from a loan shark again.