To: Collections Manager
From: Collections Recovery Manager – Mortgage
Subject: Recovery Investment Decision - Mortgage
We need to improve our recovery rates and can allocate some investment budget. However, we need to see a strong return on the investment. Please make your recommendation on the right investment level based on your analysis of the portfolio financials.
The following estimates have been provided by the recovery team in order to assist your decision:
Recovery Investment 1 Million 2 Million 3 Million 4 Million 5 Million 6 Million
Recovery % 0.6 0.63 0.66 0.68 0.70 0.72