Investment Tip #5: Realize that Not Investing Is Risky
If you still don’t feel comfortable about investing your money, remember that keeping it in the bank by default is risky too. The reality is that we’ll probably need more money for retirement than we think because we’re living longer and will probably have reduced Social Security benefits in the future. I mentioned inflation earlier; if it gets out-of-hand, investing in stocks may be the only way to accumulate enough money to last as long as you live.