Since the global financial crash or 'Credit Crunch' in 2007/2008, Central banks have cut interest rates to almost zero for banks and large corporate institutions and have been engaged in Quantitative Easing (QE). QE is very basically national governments buying bad debts from the biggest banks in order to give them enough money not to go bankrupt. However, it has resulted in huge quantities of money from the real economy being transferred into the financial sector. This has led to record profits and salaries for bankers and record highs being recorded on almost every market including stock exchanges and bond markets. But the downside of this is that the prices of real goods that ordinary people must buy have gone up whilst most people's salaries have gone down. So, within the financial sector there has been an inflationary spiral, whilst in the real economy people are experiencing deflation.