We are going to look at a series of tables to help you understand the Baccarat probabilities. These will change depending on the situation. First of all in the game of baccarat you are going to be playing against the banker. The hand you bet on needs to reach an 8 or 9 total, but not always. In other words the higher score of the hand will win out. You have three bets to place the banker, player or tie. You can only bet on one at a time in most casinos. If you place a bet on the banker there is a 5 percent commission out of your winnings owed to the casino. For the banker the house edge is 1.04, player is 1.24, and the tie is 14.36 percent. As you can see you are more likely to win with the house, but that is not an always situation.