The Government Savings Bank conducted the survey on 1,530 people whose earnings were up to 15,000 baht per month nationwide in May. Based on the results, the bank's grassroots economic sentiment index dropped to 43.6 in May from 44.9 points in April The survey also found that a common problem among the grass roots was insufficient and uncertain incomes. Besides, most of what earn went to repaying debts. GSB also found in the past six months 49.6% said they earned just enough to cover their expenses, 35.6% earned less than they spent and 14.8% made more money than they spent. Among those whose expenses exceeded incomes, 41.4% depended on informal loans and 15.5% on extra jobs.