I'm probably not the safest rider in the world. I'll split lanes if the cars are stopped, or going very slowly. I speed if there's a big empty road ahead of me with no scary looking turns. I'm also nowhere near the most dangerous, though. I always wear a helmet, always wear an armored jacket, I took a safety course and read the top rated motorcycle safety book, tend to take corners slowly, never drink, and am always extremely vigilant. Using some back of the napkin calculations, I'd guess that maybe I have a .5% per year chance of injury and a .0018% chance of death.