Similarly, we found no statistically significant difference with regard to financial management behavior
(exact McNemar, p = 0:3750).5 Of the five people who do not and
would not use financial management software on their laptops, all
specified that there was just no need for it at present. Of the eight
people who do not or would not use financial management software
on their mobile device, half give security reasons and the other half
have no need or would prefer to use their laptop. Three people also
cite user interface issues (e.g., accidentally making mistakes on the
touchscreen).