As you are aware claims must be notified within 90 days of the loss, claims CP130234 & 44 exceed this period. In future no claims older than 90 days will be considered unless J & J corporate USA ( Wayne Klokis ) have agreed to the claim. This is as per agreed with J & J claims procedures.
We acknowledge receipt of the above claims. Settlement is approved and arrangements are being made to issue an EFT for the sum of USD 6224.38. This payment represents full and final settlement of the claim and will be issued under payment reference "CP130234/130244 FG14001/130273
Please see the attachment which outlines the settlement breakdown.