2) the defective loading by the Insured or any person in the service
of the Insured of any mechanically propelled road vehicle not
belonging to or hired by the Insured;
.
3) the ownership, possession or use by the Insured of any mechanically
propelled road vehicle which is not licensed for road use and which
is used solely on premises occupied by the Insured or on a site to
which the public have no general right of access.
.