Considering carefully all these factors, we choose to purchase $250,000 worth of shares in Fidelity Select Healthcare. It was by far the largest we considered, and had a medium risk rating coupled with a very low, the second lowest overall expense ratio. Its expense ratio of .82%, on an account with nearly $2.2 billion in assets amounted to less than a third of the ratios for some of the other accounts. The well-known brand name of Fidelity and the well above average2011 annual return of 16.96% made it the clear choice. The final purchase on Tuesday February 7th consisted of 1,881 stocks, purchased at $132.88 apiece, with less than $100 of the original amount left as a remainder. The stock symbol is FSPHX.