From the regression analysis, it was further revealed that for every GH₵1.00 received, output increased by 0.09 bags of rice hence, GH₵11.11 adds 1 bag of rice to output. This is because microcredit users adopt modern farming techniques such as the application of fertilizer, weedicide, tractors services, among others. The survey revealed that with the two groups i.e., control and treatment groups, only 13.3 percent of farmers practiced some form of modern farming methods which was mostly the tractor services and hired labour. But after the credit was provided, all (100 percent) farmers in the treatment group applied fertilizer specifically Urea, NPK 15 15 15 and AMMONIA. Tractor services, hired labour and the application of weedicide was a common characteristic among farmers in the treatment group which was not practiced among farmers in the control group.