One by one, his fellow executive directors left. Robert Mc Cracken, head of British regional Business left in 1997; Keith Rutter, responsible for liability underwriting in 1998. A third member of the triumvirate that had previously kept Bright in check, Alan Clarke, retired in 1999. The other significant executive director, Philip Condon, The deputy MD, was a close friend of Bright, Garth Ramsay was non-executive chairman of the board and Sir lain Noble was another non-executive director, KPMG charged £667,000 for its audit, but consultancy and other services produced nearly another million pounds.