To identify risk, interpret complicated financial information and assess customers’ credit worthiness and ability to service debts as well as appropriate risk mitigation and credit
rating before providing credit recommendation / first decision to the management via comprehensive credit write-up either for new request/ annual review/ debt restructuring
/ contract(s) reassignment / dealer inquiry(s)
2) To verify the completeness of the required documents before proceeding the credit
analysis and to have well-organized filing and scanning of credit documents
3) To keep knowledge of key issues especially Credit Rules, Product Rules, Auditing, Compliance, etc. up-to-date
4) To ensure accuracy of customer’s information in PMS and all terms and conditions of the approved credit facilities are met before actual credit drawdown
5) To support special project(s), report(s), and/or other assignments from time to time upon request
6) To coordinate with other departments and brand partner regarding credit and risk issue