Similarly, cash and credit cards can be equally convenient to use. However, credit cards are more provide extra convenience than cash if you generally don’t carry a lot of cash. Credit cards offer the convenience of not having to actually pay for your purchase until several weeks after you receive your bill. For the most part, paying with credit cards is considered safer than paying with cash. If you were to lose or misplace cash, or if it were stolen, you’d have little chance of recovering it