Dear P' Oh - For CB10, RMs did initiate themselves via Apple. When the client agreed with our pricing and paid premium, the incentives will automatically be transferred as part of that RM's salary (on the same date). I understand that starting from Apr 2014, our new CEO (K. Nori) will not give any incentives to RMs who don't have the insurance license.
My RMs who are licensed: Taew, Pong and Aeoy. The active Apple initiators are Pong and Taew.
Dear Joy - How did your RMs get the incentives then? Money will go into P' Pook's account then she distributes?