The analysis of structure of claims by purpose –
Distribution of claims by purpose provides
information on the type of consumption
dominating in the system. A high concentration of
loans granted for final consumption may signalise
the situation of demand overheating and creation
of price bubbles in the market, which is
unsustainable in a long term. Overheated demand
and bubble burst in the next phase jeopardize
financial stability. The current crisis has revealed
these trends, therefore it is extremely important to
identify these trends and, consequently, take
appropriate measures.