Launched in 2008, Black Card is a Visa credit card that allows its members access to various luxuries and rewards.
Although it is often referred to as the Visa Black Card to differentiate it from American Express's black-colored Centurion Card, the Black Card program is not run by Visa Inc., rather, the program is managed by a company named Black Card LLC, a division of ThinkTank Holdings,[1] while the card itself is issued by Barclaycard.
In 2012 Time magazine named the Black Card as one of the 5 credit cards you do not want due to the $495 annual fee and little extra benefits for the cost.[2]