The Claimants and Defendant were the insurers for the Erection All Risks, Public Liability and Delay in
Start Up Insurance Policy (EAR Policy). This policy provided cover against physical loss, destruction and
damage to all items needed for the incorporation of the project. The policy commenced upon the
attachment of lifting gears and similar equipment at the Facility. The policy named Lakeside and EPC
Contractors as the assureds.