High Internet access costs, including connection service fees, communication fees, and hosting charges for websites with sufficient bandwidth;
Limited availability of credit cards and a nationwide credit card system;
Underdeveloped transportation infrastructure resulting in slow and uncertain delivery of goods and services;
Network security problems and insufficient security safeguards;
Lack of skilled human resources and key technologies (i.e., inadequate professional IT workforce);
Content restriction on national security and other public policy grounds, which greatly affect business in the field of information services, such as the media and entertainment sectors;
Cross-border issues, such as the recognition of transactions under laws of other ASEAN member-countries, certification services, improvement of delivery methods and customs facilitation; and
the relatively low cost of labor, which implies that a shift to a comparatively capital intensive solution (including investments on the improvement of the physical and network infrastructure) is not apparent