Her subjects include James Riggs Davidson III who is an electrical contractor with a total debt of $52,335.63, Grace Ragland a family support worker with $75,000 in debt after her ex-husband was incarcerated and she became the sole carer of her family. She ended up working 2-3 jobs 7 days a week for 7 years. The range of people Powell profiles is so varied she really shows how common this problem is today.