Write it all down – If I don’t keep track of your spending, how on earth will you ever be able to save? You need to “cut out the fat,” and the only way to do this is to actually look at what you are spending your money on. Each month you should take a look at all of your expenses (cash, credit, etc.) and add them up into separate categories. Then look at those categories to see where your problems lie so you can stop the bleeding.
23 Ways to Save Money for the Future That You’re Currently Missing Out On