TIP: Be wary of borrowing much additional money when the projected effect is to undermine the company's
creditworthiness and lower the company credit rating below a B or B+ rating. You and your co-managers are well
advised to observe prudent financial management practices and avoid excessive reliance on debt financing.
Protecting your company's creditworthiness and ability to borrow at attractive interest rates is particularly crucial if your
strategy requires new capital for expanding production capacity or if your company needs to refinance high-interest debt
to escape burdensome interest costs.