With the last stroke of twelve, Scrooge sees a black-shrouded phantom approaching him, the Ghost of Christmas Yet to Come. The phantom extends his hand and forces Scrooge to follow him until they come to a group of scavengers selling the belongings of the dead. One woman enters a dead man’s room; she takes his bed curtains, bedding, and even the shirt in which he is to be buried. Scrooge sees a dead man with his face covered, but he refuses to lift the covering. Revisiting the Cratchits, he learns that Tiny Tim died.