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Germany has a high standard of medical care, but keep in mind that just a few nights on the hospital and the medical bill can easily run into tens of thousand of Euros. By getting insured you are not only buying an insurance plan but also a peace of mind for yourself and your family back home while you travel, study or live in Germany. It’s better to be safe than sorry, but it is amazing how many people forget to get a health insurance or worse yet don’t decide to bother with it, while having a good plan before leaving home is a must and should be a part of your travel plan. I wouldn’t think to leave to a foreign country without my health expenses being properly covered.