Get a latte twice a week instead of every day.
That thing is costing you like $4.25, right? Brewing your coffee at home most days will leave a nice chunk of change in your pocket by the end of the year.
Take a 20-minute walk every day.
It’s not running a marathon, and it’ll get you moving and make you happier. Maybe it means watching one less episode of “Friends” on Netflix every night, Rachel and Joey will understand.