he games of Baccarat and Chemin de Fer are well known gambling games played for high stakes in several parts of the world. Baccarat is said to be a card game of Italian origin that was introduced into France about 1490 A.D. Two forms of the game developed. One form was called Baccarat and the other was called Chemin de Fer. The most basic difference between these two games is simply that three hands are dealt in Baccarat (called Baccarat en Banque in England) and two hands are dealt in Chemin de Fer (called Baccarat-Chemin de Fer in England and in Nevada). The cards Ace through nine are each worth their face value and the cards Ten, Jack, Queen and King are each worth zero points. A hand is evaluated as the sum modulo ten of its cards, i.e. only the last digit of the total is counted. The object of the game is to be as close to eight or nine as possible with two cards, or as close to nine as possible with at most three cards if one does not have eight or nine on his first two cards. Then the high hand wins.