But this building held painful memories for many cultivators.
This was the Tai Ah Divine City’s bank. It provided loan and pawning services to cultivators.
The loan interest were abnormally high. Rookies had to pay a monthly interest rate of 12%, while non-rookies had to pay a 15% monthly interest rate.
Back then, when Zhao Qingcheng had to ask Yi Yun for help. it was because of the high-interest loan she had borrowed from this bank. That amount was just tens of dragon scale runes. Yi Yun did not ask for it back since Zhao Qingcheng had helped him quite a lot.
Yi Yun came to the bank to borrow money. He wanted to borrow 3000 dragon scale runes and he wanted return it in a month. He just needed to pay 360 dragon scale runes as interest. To Yi Yun, this was nothing.
The bank’s loaning procedures were not complicated. Although Yi Yun was a rookie, he had previously had a large number of dragon scale runes, so he had a high credit limit. According to the Tai Ah Divine City’s various regulations, Yi Yun had a 5000 credit limit.
Yi Yun planned to only borrow 3000, but when he entered the bank he encountered a strange group of cultivators.
Within the bank were four youths. They were dressed in silk. Their body figures were interesting. One was tall, another short, another fat and another thin.
The four of them stood together, completing a height and weight set. It gave a comical feeling.
“Manager, how much do you think this could be pawned for?”
Not many people dared to borrow from the bank’s usury. And to these rich young masters, borrowing from a bank was pretty disgraceful.
Hence, if they needed money, most of the time they would choose another method, which was to pawn.
Many young masters pawned items that they had brought from their family clans. The Divine City did not encourage such behavior, hence they greatly lowered the valuation of the pawned item!
An item, when pawned in the Tai Ah Divine City, would usually be devalued by half.
But there was no other choice. Many young masters would still come to pawn their items since the Tai Ah Divine City had many resources that could not be obtained elsewhere.
“500 dragon scale runes!”
The pawning manager had a moustache. He was a middle-aged man who wore a small felt hat, which gave him a common businessman look.
Each item was just scanned with his eyes half-opened. In a few seconds, he would evaluate the items and give them a price. The quoted price was final and those who didn’t agree with it could choose not to sell it!
“500, so little…” The tall youth was upset, but after some thought, he bit his teeth and said, “I’ll pawn it!’
“Second brother, don’t worry about it. Right now, what we are lacking is dragon scale runes. With this item pawned, we can redeem it back in the future if you want it.” The short one amongst the four youths spoke. As he said it, he raised his hand over his head to pat the tall youth’s shoulder. Due to the difference in heights, it looked very out of place.
“By pawning our items, we can use the dragon scale runes we get to bet with that fool Yi Yun next month. By then, 500 will turn into a thousand and a thousand will turn into two thousand. In a short while, we will earn everything back!” The short youth said it with ease.
The fat youth by his side echoed, “Right. This kid Yi Yun dared to offend our Hongdao Association. It’s best to start with him! Brothers, this battle will be our, the Capital’s Four Bully Lords, it will be our first battle in the Tai Ah Divine City. We must ensure that the name ‘The Capital’s Four Bully Lords’ becomes famous. In the future, the four of us will become famous in the Tai Ah Divine City. We will use Yi Yun as our flag in this first battle!”
The fat guy’s words made the others excited. Having the Capital’s Four Bully Lords dominate the Tai Ah Divine City was an exciting thing to think about!
At this point, not far away from them, Yi Yun’s facial expression was odd. These four people’s words made him puzzled.
Bet with that fool Yi Yun? Were they talking about him?
This made Yi Yun at a loss over whether to laugh or cry. He understood that these people were from the Hongdao Association.
They came to the bank to obtain money. However, as they came from a prestigious background, they had items to pawn. It did not matter if they couldn’t return the money in the future.
And the reason for them pawning their items was to bet on the battle with him in a month!
Rookies did not earn a lot of dragon scale runes, but they had large expenditures. It was natural that they did not have many dragon scale runes to gamble with.
And to many rookies, the battle in a month’s time would be their best opportunity to earn dragon scale runes.
As for Yi Yun, having arrived in the Tai Ah Divine City, he had chosen the herb-picking job that the least capable people did. Together with his Cloud Wilderness background, his strength couldn’t be a