.it all started 1949 when frank mcNamara scheduled business dinner in a New York restaurant. Before he j left for the dinner, Frank changed suits. When the waiter presented the check, Frank realized that he had left his wallet in the other suit. The embarrassing situation was solved, but that night Frank asked mself "Why should people be limited to spending what they are carrying in cash, nstead of being able to spend what ey can afford? A year later, Frank returned to the same restaurant in New York. When the check came, Frank handed the waiter a small cardboard card Diner's Club Card, and signed for the meal. This event is known in the credit card industry as the "First Supper." Soon the c concept of "charging it" was picked up by merchants v as an alternative form of payment to the use of cash. By 1952, the Diner's Club Card was accepted by m thousands of businesses across the United States, and a symbol for those who carried it. 3 The Diner's Club Card soon became a cultural icon. b Hollywood cashed in on the "charge-it craze