General liability insurance
General liability insurance covers damage to property or injury to people. Client companies often
require every vendor – from plumbers to IT contractors – to show proof of general liability insurance. In
some cases, the mandate comes from the client’s risk managers, who want to reduce the company’s risk
of liability and financial loss due to lawsuits.
If you are a systems integrator, you know there is always the risk that you or an employee might
accidentally damage hardware, or put a foot through a drop ceiling while pulling cable. If you are
concerned about damage to your client's equipment while you are installing, configuring, or just moving
it, you will want to make sure your general liability policy includes property coverage. This is actually
coverage for your own business property but extends to your client's property "in your care, custody, or
control." Liability insurance package with property coverage for systems integrators gives you peace of
mind that if an accident happens, you're covered.