Besides that and many other similarities of entrepreneur and small business owner, it is considered that while most business efforts start by creating a sme, few are those who gain significant size - after start-up or growing rapidly - and therefore require increased administrative skills (Longenecker, Moore & Petty, 2003). Therefore, we see the aspect of growth that separates entrepreneur from sme owner. Thus, entrepreneur is one who discovers market needs and creates a business to meet them while he is a risk taker (Longenecker, Moore & Petty, 2003).