It used to be that I'd accept almost any social invite, which wasn't good for my waistline or wallet. Nowadays I schedule time for working out, which gives me a good excuse to skip out on other things. Declining invites for exercise may seem like a point against a healthy social life, but instead of feeling pressured to do everything and anything, I am saving money, feel more rested, and am thoroughly enjoying the nights I do go out. With the money I'm saving, I've been able to do pricier things with my friends like weekend staycations, fancy dinners, or spa days. And saying no doesn't always equal being alone: the eight-mile hike my friend and I went on this weekend gave us time to catch up, burn calories, and avoid a pricey boozy brunch. Chances are you'll have a friend who'd love to hang out, work out, and save money in the process!