It turns out it matters a lot. You’d better have the entire board responsible instead of delegating this to an audit or a risk committee. And something really interesting was, even if you have a separate risk committee, it seemed to have zero impact overall in terms of what the company does in terms of risk management practices and performance. So there is an instance where it does look like it may be window dressing. Boards are putting this in, they’re setting up separate risk committees to look like “We’re paying a lot of attention to enterprise risk management,” but in truth, it really does not look like it makes all that much difference if you do that as opposed to using existing board structures.