It is agreed and understood that the Insurer will indemnify the Insured for loss of or damage to existing property located on or immediately adjacent to the site and belonging to or held in care, custody or control by the Principal (s) or the Contractor (s)
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such loss or damage is directly caused by the construction, erection or testing of the works insured under the Material Damage Section (s) and occurring during the Period of Insurance
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forces of nature or any other cause not related to the contract works