LOAN AGREEMENT(1)THIS LOAN AGREEMENT is made [DATE] between(1) [BORROWER'S NAME] (herein called the "Borrower") : and(2) [LENDER'S NAME] (herein called the "Lender")IT IS HEREBY AGREED as follows:Article 1. Facility 1.1 The Lender makes available to the Borrower upon the terms and subject to the conditionshereof a loan facility in the aggregate principal amount of Japanese Yen [LOAN AMOUNT] (the"Loan") to be drawn down In accordance with Article 2.Article 2. Drawing2.1 The Borrower shall give the Lender not later than 12:00 noon(Japan time) on the third BusinessDay, as defined in Article 3.2, prior to the date of the proposed drawing a notice of its intentionto draw the Loan.Article 3. Repayment and Prepayment3.1 The Borrower agrees to repay to the Lender on [DATE] (the "Repayment Date" ) the principalamount of the Loan then outstanding.3.2 Upon giving not less than thirty(30) Business Day's prior notice to the Lender of its intention todo so, the Borrower shall be entitled to prepay on any Interest Payment Date, as defined inArticle 4.2, all or any part of the Loan then outstanding together with (i) the accrued interestthereon and (ii) the amount of any extra costs payable by the Lender on account of suchprepayment. "Business Day" means any day on which banks are open for normal bankingbusiness in Japan.Article 4. Interest4.1 Interest shall accrue of the principal amount of the Loan at the rate of OO percent perannum(the "Interest Rate") (i) from and including the date of the drawdown of the Loan to andincluding the initial Interest Payment Date and thereafter (ii) from but excluding theimmediately preceding Interest Payment Date to and Including the next succeeding InterestPayment Date. The amount of interest shall be computed on the basis of a year of threehundred and sixty-five(365) days and the actual number of days elapsed.4.2 For purposes of this Agreement. "Interest Payment Date" means each semi-annual anniversaryof the date of the drawdown of the Loan to and including the Repayment Date, which shall bethe final Interest Payment Date. If an Interest Payment Date falls on a day which Is notaBusiness Day, the Interest Payment Date shall be the next succeeding Business Day unless suchnext succeeding Business Day (alls is another calendar month, in which case such InterestPayment Date shall be the next preceding Business Day. The Borrower shall pay accruedInterest on the principal amount of the Loan in arrears on each Interest Payment Date and onthe Repayment Da