a multi factor authentication scheme. The 3D password presents a 3D virtual environment containing various virtual objects. The user navigates through this environment and interacts with the objects. The 3D password is simply the combination and the sequence of user interactions that occur in the 3D virtual environment. The 3D password can combine recognition, recall, token, and biometrics based systems into one authentication scheme. This can be done by designing a 3D virtual environment that contains objects that request information to be recalled, information to be recognized, tokens to be presented, and biometric data to be verified.