we would like to invite you to attend and participate in a session of Tbank Performance & Banking Industry FY2015.There has been many change and development in the dynamic landscape of commercial banking industrt. Tbank has succeeded in some area but is still playing catch up in so many aspects. This session in tetended to clarify on where Tbank stands and how can we upfit our standing among our peers.If this conflicts with your schedule, please feel free to send a substitute. We greatly value your participation.