On the other hand, Islamic teaching discourages the excessive consumption of the debt though the real need
for taking debt is allowed. There are ample evidences in the Quran suggesting that accruing debt is a serious matter
and should not be undertaken except in cases of real necessity. The Qur’an has very strong words condemning and
prohibiting extravagance and prodigality: "Eat and drink, but waste not by excess, for God love not the prodig