We evaluate the performance of our operating segments using “segment profits” which is based largely on the results of
the segment without allocating corporate expenses, income taxes, or indirect general, administrative, and other expenses. We
allocate gains and losses, equity in earnings or losses from our joint ventures, and direct general, administrative, and other
expenses to each of our segments. “Other unallocated corporate” represents a portion of our revenues, general, administrative,
and other expenses, equity in earnings or losses, and other gains or losses that we do not allocate to our segments. It also
includes license fees we receive from our credit card programs and license fees from MVW.