THE REAL DANGER
Life expectancy is on the rise and this means that the non-earning period after your retirement will put that much more strain on your monthly expenses. The danger that lies ahead is obvious and cannot be brushed under the carpet. Your monthly expenses of `50,000 now would balloon to `1.32 lakh in 20 years time at an inflation of 5 per cent a year. The rise in income can offset this inflationary impact, but, maybe, not to that extent