There was limited support for the second hypothesis. While wives in
the high group reported seeking financial information from an employer
more often than those in the low group, when considering the entire
sample of wives, the effect of this activity on household net worth
was not significant after controlling for other variables that might
influence behavior and opportunity. There was some support for the third
hypothesis. Husbands and wives in the high group reported forecasting
the money required to retire significantly more during their lifetime than
those in the low group. Furthermore, considering the entire sample of
husbands and, separately, wives, the effect of this behavior on household
net worth was significant after controlling for other variables that might
influence behavior and opportunity.