lance, and indemnity, as well as prescrip- tion and medication costs Therefore, if the contractor has a great workers' compensation safety record, the firm is more efficient at reducing risks being profitable, and completing contracts on time; it also has less rework and is, in effect, actively working to reduce the construction risks to the owner of the proj- ect, owners who want to recognize the advantage that a good contractors safety program can bring to a project should hire and demand contractors that actively and successfully control their risks through comprehensive safety programs