What Is Overdraft Privilege?
Overdraft Privilege is an overdraft limit that is automatically assigned to your account. There is no action required on your part. However, payment of overdrafts caused by ATM and everyday debit card transactions such as point of sale (POS) transactions will only be authorized if you have opted-in to that service.
What Does My Overdraft Privilege Service Cost?
There is no additional cost associated with this privilege unless you use it. However, you should keep in mind that you will be charged our overdraft fee of $30 for each item paid. This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card purchases or other electronic means.