You and I are coming from different cultures and are living in different societies. The whole society where I'm living is build up around that people work and get income, pay tax so the society can be developed. Persons who want to show their status level can do that through cars, houses, boats etc, but never out from amount on their bank accounts or gold treasures. This is not, what we called "rooms clean" due to in that case you do not act with solidarity to other in the community. That's why I have, more or less my values in fixed assets as more or less everyone has. If my parents and the sociality have had an other opinion about this situation, I think I also have followed that. I say think, because since some years back ! I'm an adult person make my own decisions.
Instead we are much using different kind of insurance for persons, assets, pensions etc which also I have.
I made a fast calculation about the dowry you are talking about and for me if I will live on the living level I live today, have to save for 15 years to get that amount. I pay 50% in tax, ok nice pension but that's then, so in net amount it's not so much left, and I can tell you I'm not low payed.
I love you Pla, you know that, I Love you the most on this earth, but I can not trick the reality.
The wedding I can handle but the rest I think should be a question about different kind of insurances if this is the holy.
You said to me that the decision now is mine, and I say the same to you my dear, am I good enough for you Pla?
Please, I Love You so, but think a little around this above my dear and the last question. Miss you....Jan