The smart cards are now days commonly utilised for purchasing the transportation
services ticket fares like buses, railways, etc. There are many such projects underway
around the world for transportation utility services like railways. The important factor
for the ticketing system in railways is the transaction payment time. The payment time
of not more than 300 milliseconds is usually demanded. The Indian Railways smart
card is pre-filled and does not have to connect to the bank’s site for payment. So, the
speed of the facility is very good for payment. The feedback of the respondents who
already a user of this service will depend upon this important factor