2. Real Time SCB Direct Debit (applied to AYCAL only)
Currently, Krungsri Auto Operations Processing - Customer Repayment team upload the data of the customers who use the direct debit service to SCB Business Net by 3 business days in advance of the value date (D-3). By the current system, SCB will debit the fund from customers’ bank account and credit to AYCAL’s bank account on the value date (D0). However, the Customer Repayment team will be able to download the result of the direct debit (output file) by the next business day. This will impact to the date of receipts instead of the exact value date (D0). To solve this problem, SCB proposed to migrate the service on SCB Business Net to the new service called S1. By using this service, Customer Repayment team can upload the customer data on the value date and can download the output file within 17.30 of the value date. The S1 service will help company to issue the receipts to customers with the correct date.