8. Effect of LDR on EPS:
LDR analysis result shows significance value of 0.541 with negative regression coefficient. LDR has no
effect on EPS, it is evident from the significant value 0.541> 0.05. LDR has no effect on EPS because it
illustrates how far the bank's ability to repay the withdrawal of funds by depositors by relying on loans as a
source of liquidity. The higher this ratio gives indication of low capacity of bank's liquidity.