Now Scrooge and the ghost were in Fred's bright, clean house. It was full of people. There was Fred, and his wife, who was very pretty. There were his wife's sisters and there was a friend called Mr Topper. As before, no one could see Scrooge or the ghost. Fred was talking and laughing. Scrooge listened. Fred was talk ing about his uncle about him "Uncle Scrooge said Christmas is nonsense. He said, It's humbug! Bah!'" said Fred. The young man was laughing, but he was being kind too. Your uncle is a miserable old man," He doesn't care about anybody. He only cares about his money.