Note this,as part of our contractual agreement with our customer that no amount can be deducted from fund this is because the total amount has been insured to the real value and this is in accordance with seetion 13(1)(n) of the international transfer act as adopted in 1993 and amended on 3 rd July 1996 by the constitutional assembly and it put in place to protect winnersn from Bank exploitation and to avoid misappropriation of funds